

Buy now, PAY LATER WITH IWOCAPAY
Spread the cost of your purchase over 3 or 12 months with IwocaPay – available for UK Limited Businesses and LLPs.
If you choose to split the cost over 3 monthly payments, it’s completely interest-free! For 12 monthly payments, you’ll only pay a small fixed interest rate. Plus, there are no hidden fees or early repayment penalties.
Minimum order value is £150. You can access up to £30,000 in credit and make partial payments through iwoca if this amount is exceeded.
Get YOUR SPENDING LIMIT BEFORE YOUR NEXT PURCHASE
Click here to set up your spending limit. It only takes a few minutes and won’t affect your credit score. If approved, you’ll be able to spread the cost on all your orders up to your spending limit.
Checkout with IwocaPay
Here’s how it works:
- When you’re at checkout, just select iwocaPay or click the iwocaPay link on your invoice.
- You’ll be taken to the iwocaPay checkout page to complete your payment.
Once you’re all set, we’ll receive the funds from iwocaPay and get your order processed.
When you reach the iwocaPay checkout, you’ll have two options:
PAY IN 3:
| It’s interest-free! |
| No payments for the first 30 days |
| We get paid right away |
| You pay in 3 equal monthly instalments |
pay in 12:
| There’s a small % interest fee. |
| No payments for the first 30 days |
| We get paid right away |
| You pay in 12 equal monthly instalments |
Pay now options
At the IwocaPay checkout, another option called ‘Pay Now’ will be available, allowing you to scan a code and pay directly from your bank account.
FAQS
- How do I get started with IwocaPay?
When you’ve added your chosen item(s) to the basket and reached checkout, simply select the option to pay with IwocaPay.
Alternatively, if you have recieved an invoice form us, you can click on the IwocaPay banner on this.
If you would like to create an account with IwocaPay to check your credit amount, sign-up here.
- Can I settle my balance early?
Yes, there are no fees for repaying early. You will just pay the outstanding balance.
- How do I track my IwocaPay payments?
IwocaPay automatically collects your monthly payment using the card you register with them, but you can easily monitor your payments through your IwocaPay account.
- Can a soletrader apply with iwocaPay?
No, IwocaPay is currently only for limited companies and LLP companies. However, please speak to our sales team for further finance options for soletraders.
- Do you offer other finance options?
Yes, we have another asset finance option through First Business Finance – information here. You can also contact us or call our sales team on 01449 782123 to discuss your requirements and the asset finance application process.